2016年11月21日星期一

魁省朋友的免费信用分数终于来了吗?

现在这年头,金融相关网站不提供一个Free的信用分数简直就没法吸引客户了。继Mogo,Borrowell,Credit Karma之后,加拿大的又一家网站可以提供免费的信用分数了,那就是www.ratehub.ca/free-credit-score。重要的是,这一次魁省人民也可以用啦,魁省人民也可以用啦,魁省人民也可以用啦【重要的事情说三遍】。

注意:ratehub和mogo/borrowell一样也是pull的Equifax的分数。Borrowell每季度更新一次,mogo分数每月更新一次,聚沙还不了解ratehub多久更新一次,请知道的朋友在下面评论处提供。谢谢。

BTW,按ratehub.ca的说法,当你在他们网站查分时会产生soft inquiry,该inquiry不会影响你的信用分数。

但有朋友汇报,在ratehub查分后,他在Equifax的网上发现了CANWISE FINANCIAL的一个Hard Pull和一个Soft Pull。嗯,理财网不做任何结论,仅列举事实。请大家自己考虑风险【YMMV】。


2016年11月22日更新: 上面HP的问题,应该已经fixed了。

RateHub is aware that a hard credit score pull was occurring through Equifax and appearing as RateHub's mortgage brokerage "CanWise Financial". The error was identified immediately to Equifax and RateHub worked closely with the bureau to correct it for the roughly 50 affected users.

If you were impacted by a hard pull, this has been reversed by Equifax, though it may take up to 24 hours for your credit report to be updated. A select number of early users of RateHub's free credit scores may also see the company's soft inquiry appear as CanWise Financial.

Rest assured, RateHub's free credit scores are soft inquiries only, as an educational tool to help users select financial products that are best suited to them. A soft pull does not affect your credit score and RateHub free credit score users will not see any impact to their scores.

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