加拿大支持Apple Pay的银行列表【更新于2019.09】


【本文首发于2016年8月3日】Apple Pay是基于NFC短距离通信技术,使用时无需有网络。聚沙觉得在北美使用手机支付,还是Apple Pay的体验最方便。

除了便捷外,Apple Pay的安全性能也做的很好,iPhone上不直接存储信用卡信息,而是一个由卡组织发放加密的一个token,存放在iPhone的独立安全芯片中,用它代替磁条上的信息。用户数据加密存储在硬件中,数据传输也是加密的,支付时要指纹或面部ID识别认证。只有认证通过的时候,iPhone才允许你利用NFC读取token出来。假设token泄漏,也无法逆向还原出信用卡信息。

Apple Pay的绑卡是在线的,你需要首先在iPhone输入信用卡信息,Apple Pay把你的信用卡信息拿到卡组织处验证,卡组织验证通过后,将token发送到Apple Pay,存放在iPhone的安全芯片中【关于Apple Pay的技术介绍,多谢百度百科】。

目前加拿大支持Apple Pay的银行有:
  • Access Credit Union
  • Affinity Credit Union
  • American Express
  • Assiniboine Credit Union
  • ATB
  • Bank of America Merrill Lynch - Commercial Cards
  • Bank of Montreal (Interac debit cards, Mastercard credit cards)
  • Brim Financial Inc.
  • Cambrian Credit Union Limited
  • Canadian Tire (Mastercard credit cards)
  • Chinook Financial
  • CIBC (Interac debit cards, Mastercard and Visa credit cards)
  • Coast Capital Savings Credit Union
  • Collabria Financial Services, Inc
  • Conexus Credit Union
  • Cornerstone Credit Union
  • Desjardins
  • Envision Financial, a division of First West Credit Union
  • First Calgary Financial
  • HSBC (Mastercard credit cards)
  • Innovation Credit Union
  • Island Savings, a division of First West Credit Union
  • Kingston Community Credit Union
  • Luseland Credit Union Limited
  • Macklin Credit Union
  • MBNA
  • Mountain View Financial
  • National Bank of Canada
  • President's Choice (Mastercard credit cards)
  • Prospera Credit Union
  • RBC - Royal Bank of Canada (Interac debit cards, Mastercard and Visa credit cards)
  • Scotiabank (American Express credit cards, Interac debit cards, Visa credit and prepaid cards)
  • Servus Credit Union
  • Steinbach Credit Union
  • Synergy Credit Union
  • Tandia Financial Credit Union
  • Tangerine
  • TD (Interac debit cards, Visa credit cards)
  • Unity Credit Union
  • Valley First - Enderby, a division of First West Credit Union
  • Vancity